Spendly
Budgeting and expense tracking, with AI help
Spendly helps you budget, track expenses and know what’s safe to spend — with AI help that uses your own numbers.
Questions or early access? hello@spendlyapp.me
Money, made simple
A calmer way to see where your money goes.
Safe to Spend
A clear daily number that respects your budget and protects your savings goal — and shows how it’s worked out.
Log expenses fast
Type “Coffee 18”, say it, or scan a receipt. Voice and receipts are read on your phone, and nothing is saved until you confirm.
Budgets that warn early
Set a monthly budget, a savings goal and category limits. Spendly tells you when you’re getting close and when you’re over.
Spendly AI
Ask “Can I spend today?” or “What should I cut?” and get answers based on your own numbers. Used only after you agree.
Money Age
A simple score for your money habits, worked out from your own spending. Younger is better.
Private by default
Your data lives on your phone. Back it up to an account only if you choose to sign in.
Free and Pro
Logging expenses is never limited.
Free
Expense logging, budgets, Safe to Spend, your Money Age score, cloud backup when signed in, 3 receipt scans a month, and up to 3 Spendly AI interactions a day (20 a month).
Spendly Pro
Up to 25 AI interactions a day (300 a month), Auto-Track from pasted bank messages, the full Money Age breakdown, Subscription Finder, Weekly Report, CSV export and unlimited receipt scans.
Fair and clear
Monthly or yearly through the App Store; prices are shown in the app. AI limits are fair-use limits, never “unlimited”.
Spendly is a personal budgeting tool — not a bank or a licensed financial advisor. It doesn’t connect to your bank or read your SMS messages. Spendly AI gives general budgeting guidance, not financial advice, and can be wrong — always check it.
Contact: hello@spendlyapp.me